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Available Financing Options

Mattress Warehouse Utah offers a variety of financing options through Synchrony Financial, Snap finance and Simple Finance.  The applications are available in store.  However, for your convenience, you may fill out an online application or you may print the application, complete, sign and take to one of our seven locations.  See the details below to determine what option best fits you.

Good to Great Credit: 600+ FICO Score

SYNCHRONY FINANCIAL

We offer 60 months special financing through Synchrony Financial with credit approval.

  • Convenient monthly payments
  • A revolving line of credit for your future needs
  • Special promotional offers where available, including no-interest & reduced rate interest plans
  • No annual fee and no prepayment penalties
  • An easy-to-use online bill payment option

Fair to Good Credit: 500-600 FICO Score

Snap Finance

Financing in a Snap! Up to 80% Approval Rate. Snap Finance provides easy financing for people with bad credit. Even if you have no credit, Snap is a great way to finance the things you need. It’s not a traditional loan, but a consumer lease that spreads out your purchase over 12-to-18 months of easy payments.

Below 500 FICO Score: All you need is a job and a bank account

Simple Finance

We have financing options at all of our store locations! Apply for our easy 90 day option, no credit check financing Today! Shop worry free for your favorite products and your favorite store, you’re already approved! Simply make a $40 initial payment at the store and take your merchandise home today.